Terms of Service

SwiftQuote is a service of Best Insurance USA, a licensed Florida insurance agency (Agency License #[LICENSE NUMBER]). Insurance services are provided by licensed personnel of Best Insurance USA. This website serves Florida residents and Florida-garaged vehicles only.

This website collects information to prepare auto insurance quotes. You understand and agree that:

• Submitting a quote request does NOT create, bind, or guarantee any insurance coverage
• No coverage exists until a policy is issued and bound by a licensed insurance carrier
• Any quotes provided are estimates based on the information you supply and are subject to carrier underwriting, verification, and approval
• Final premiums, coverage terms, and eligibility are determined solely by the issuing insurance carrier
• Coverage recommendations are general starting points prepared for licensed agent review and do not constitute a promise of suitability; final coverage decisions are made between you and the licensed agent/carrier

You agree to provide true, accurate, current, and complete information. Inaccurate or incomplete information (including undisclosed drivers, incidents, or vehicle details) may result in inaccurate quotes, declined coverage, premium changes, policy rescission, or denial of claims by the carrier. You are responsible for the accuracy of everything you submit.

You must be at least 18 years old and a Florida resident (or seeking coverage for a Florida-garaged vehicle) to use this service.

By submitting a quote request and checking the required consent box, you expressly consent to be contacted by Best Insurance USA by phone, email, or text at the contact information you provide, for purposes of preparing and discussing your quote. Marketing communications require your separate, optional consent and may be revoked at any time.

All content on this site — including text, design, graphics, and branding — is the property of Best Insurance USA or its licensors and may not be copied, reproduced, or used without written permission.

You agree not to: submit false or fraudulent information; use this site for any unlawful purpose; attempt to access other users' information or restricted areas of the site; interfere with the site's operation or security; or use automated tools to scrape or harvest data from the site.

THIS SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. INFORMATION ON THIS SITE IS FOR GENERAL INFORMATIONAL PURPOSES AND IS NOT A SUBSTITUTE FOR ADVICE FROM A LICENSED INSURANCE PROFESSIONAL REGARDING YOUR SPECIFIC SITUATION.

TO THE FULLEST EXTENT PERMITTED BY FLORIDA LAW, BEST INSURANCE USA, ITS OWNERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THIS SITE OR ANY QUOTE REQUEST, INCLUDING BUT NOT LIMITED TO RELIANCE ON ANY ESTIMATE PRIOR TO POLICY ISSUANCE. NOTHING IN THESE TERMS LIMITS LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW, AND NOTHING IN THESE TERMS LIMITS OR ALTERS THE TERMS OF ANY INSURANCE POLICY ACTUALLY ISSUED BY A CARRIER, WHICH ARE GOVERNED EXCLUSIVELY BY THE POLICY ITSELF.

You agree to indemnify and hold harmless Best Insurance USA and its personnel from claims arising out of your violation of these Terms or your submission of false or misleading information.

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute arising under these Terms shall be brought exclusively in the state or federal courts located in [COUNTY] County, Florida, and you consent to the jurisdiction of such courts.

If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force and effect.

We may update these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated Terms.